Product ID: OC-2024-C16YC
Basics of Financial and Credit Management
In this course, you will learn to work out financial statements and analysis through ratios hands down in excel format and take credit decisions as per the bank’s benchmark.
Overview
Do you find difficulty in understanding banking credit and finance matters? Are you comfortable with Balance Sheet Analysis, Profitability Analysis, Ratio Analysis, DSCR, Working Capital Assessment, Term Loan Appraisal, etc.?
If you are a Branch Head or a Credit Officer working in a bank or a finance company, engaged in creating a quality loan portfolio, this course is meant for you. This course will help you to rise in your career. It will help you to understand the fundamentals of credit, legal aspects, and finance-related aspects and also prepare you to work out the financial statements and analyze them, all by yourself. The focus of this course is to clear the concepts and take you to the world of financial statements and their analysis. You will learn to work out financial statements and analysis through ratios hands down in excel format and take credit decisions as per the bank’s benchmark. The Course is a blend of Conceptual and Practical aspects of Credit Management.
Skills you'll gain
Balance sheetCreditIncome StatementLending
What you'll learn
- Understanding Banking Risks and Lending Principles.
- Understanding Due Diligence in Credit.
- Understanding Feasibility & Viability Study.
- Understanding the legal aspects of Sole Proprietorship, Partnership Firm & Company.
- Understanding the Borrowing Powers of a Company.
- Understanding Financial Statements.
- Understanding Balance Sheet Structure and its concepts.
- Understanding Income Statement.
- Learning how to Analyse Income Statement.
- Understanding Ratio Analysis and Learning how to Analyse a Financial Statement. Taking decisions by applying bank’s benchmark ratios.
- Learning Computation of Working Capital Loan by Applying Turnover Method and MPBF Methods by a banker.
- Understanding Term Loan Characteristics.
- Understanding DSCR Concept as a whole and applying the bank’s benchmark ratio for decision making.
- Understanding Break-Even Analysis.
- Learning how to prepare a Depreciation Schedule.
- Learning how to calculate Repayment Schedule.
- Learning how to calculate Insurance Premium.
Who Should Attend
Prerequisites
- This course is ideally suited for bankers and finance professionals who want to rise in their career
- This course is for those individuals who have discovered their weaknesses & gaps in knowledge and skills and wish to overcome them.
- This course is also suited for students of finance to develop their insights and skills in banking
- None
Chapters
Explore a structured set of chapters designed to build your skills step by step, with practical examples and hands-on applications.
Meet your instructors
Sudam Ghosh
View my channelFrequently Asked Questions
How much do the courses at Starweaver cost?
We offer flexible payment options to make learning accessible for everyone. With our Pay-As-You-Go plan, you can pay for each course individually. Alternatively, our Subscription-Based plan provides you with unlimited access to all courses for a monthly or yearly fee.
Do you offer any certifications upon completion of a course at Starweaver?
Yes, we do offer a certification upon completion of our course to showcase your newly acquired skills and expertise.
Does Starweaver offer any free courses or trials?
Related Modules
Product ID: OC-2024-C16YC
5 hours 30 minutes of video content
Downloadable resources
Certificate of completion
Desktop and Mobile access
Sudam Ghosh