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U.S. Residential Mortgage Business
A comprehensive overview and analysis, covering all aspects of the residential mortgage industry in the US.
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Overview
2.6KSTUDENTS*
96.6%RECOMMEND*
This course includes
- 6 hours on-demand video
- 25 downloadable resources
- Full lifetime access
- Access on mobile and TV
- Certificate of Completion
In this course, we will cover everything you need to know to be knowledgeable about residential mortgages in the United States. We will look at the important players/departments in the space as well as key terminology that you need to know. We will spend some time un-packaging the consumer buying cycle and examine the life cycle of the mortgage. In addition, we will spend some time examining what goes into originating, servicing and valuing a mortgage by examining the metrics that make up the loan process. We will examine the tools that help a company make a sound credit worthiness decision, by exploring the credit report and the real estate appraisal. Finally, we will demystify the securitization process by looking at the process of mortgage securitization and its benefits.
The makeup of the course is as follows, containing nearly 30 modules over 3 sections:
- U.S. Residential Mortgage Business and Process Fundamentals
Skills You Will Gain
Loan Management
U.S. Residential Mortgage Analysis
U.S. Residential Mortgage Business
Learning Outcomes (At The End Of This Program, You Will Be Able To...)
- Explain why people use mortgages today
- List and discuss property types, and demonstrate the risks of each]
- Identify key mortgage types and describe the audience and markets for each
- Describe the importance of mortgage loans and conditions, and their meanings
- Demonstrate the math behind mortgage pricing
- Appreciate the size and scope of the U.S. residential mortgage market
- Describe the key players in the mortgage industry, the functions and roles they have, and identify the phases of the mortgage life cycle
- Discuss risk and rewards of originating, servicing and securitizing mortgages
- Explain the mortgage life cycle from both the consumer’s and the lender’s POV
- Identify current and historical mortgage regulation
- Review financial distress in mortgage, including early warning signs, foreclosure alternatives, and loss mitigation strategies
- Discuss consumer mortgage lending, borrower income analysis, and how to read and understand credit history and reports
- Present information about mortgage metrics and be able to provide an overview of loan approvals and rejections
- Explain appraisal and asset valuation, and details of the appraisal process and walkthrough
- Understand titling and insurance; titling requirements and issues
- Describe loan servicing and servicing regulations
- Define securitization
- Learn why financial institutions securitize mortgages, and advantages and disadvantages of securitization to the issuer and investor
- Understand the entire MBS cycle, and rating agency involvement
Prerequisites
- Knowledge of the English language.
- Participants are expected to have basic math knowledge coming into this course.
- A financial calculator is recommended to get the most out of this course.
Who Should Attend
- All levels of audience are encouraged to participate in this course.
Instructors
Russ Faulkner
Russ Faulkner is a seasoned operational leader with over 20 years of experience driving organizational success through strategic planning, team development, and a relentless focus on customer experience and employee engagement. His career spans multiple sectors, including hospitality and retail, where he has consistently delivered transformative results by blending innovative strategy with hands-on execution.
Russ is known for his ability to craft forward-thinking initiatives and translate them into actionable programs that elevate both revenue and the customer journey. His leadership approach centers on developing high-performing teams, nurturing individual strengths, and fostering open, collaborative work environments. Whether revitalizing disengaged teams or mentoring rising leaders, Russ has a proven track record of reigniting passion and building cultures where people thrive.
Throughout his career, Russ has held senior roles focused on customer experience and employee engagement, leading training and quality initiatives that consistently deliver outstanding outcomes. He challenges the status quo with a commitment to excellence, thoughtful risk-taking, and a deep belief in the power of people.
As a mentor, trainer, and consultant, Russ Faulkner is passionate about sharing his insights and experiences to help others achieve their professional goals. His diverse expertise positions him as a trusted guide for individuals and organizations seeking meaningful, lasting change in leadership and performance.
Frequently Asked Questions
How much do the courses at Starweaver cost?
We offer flexible payment options to make learning accessible for everyone. With our Pay-As-You-Go plan, you can pay for each course individually. Alternatively, our Subscription-Based plan provides you with unlimited access to all courses for a monthly or yearly fee.
Do you offer any certifications upon completion of a course at Starweaver?
Yes, we do offer a certification upon completion of our course to showcase your newly acquired skills and expertise.
Does Starweaver offer any free courses or trials?
* Where courses have been offered multiple times, the “# Students” includes all students who have enrolled. The “%Recommended” shown is also based on this data.